Why You Should Not Accept The First Settlement Offer You Receive After A Car Crash

When you become the victim of a car crash, you will suddenly experience many things that will complicate your life. Being seriously injured, you will undergo medical treatment that will lead to large medical bills. In addition, you will lose income due to your inability to return to work. These two factors, along with the emotional and physical pain and suffering you will be experiencing, make insurance companies believe you are an easy target to accept a quick settlement offer. Should you choose to do so, you are making a serious mistake. In these situations, you need to hire an experienced car accident attorney to protect your legal rights and get the maximum compensation that you deserve.

Far Short of What is Needed

By accepting the first settlement offer you receive from an insurance company, you will always get far less compensation than what is needed to cover your damages. Not only will it not pay for lost income or personal property damaged in the crash, but it will also fail to cover your medical expenses. As a result, you will still be in need of compensation, yet have little if any chance to gain what is needed.

Losing Your Right to Sue

If you let your desperation guide your thinking and accept the first offer you receive, your car accident lawyer will no longer be able to pursue a lawsuit on your behalf. In most cases, once you accept an insurance company’s settlement offer, you give up your rights to pursue a lawsuit. Therefore, never accept an offer before speaking with your experienced and knowledgeable auto accident attorney.

No Chance to Build a Case

When an insurance company makes an immediate settlement offer, they are doing so in hopes your car accident attorney will not be given the time to build a strong case against the other driver. However, by rejecting this offer and allowing your car accident lawyer to build a solid case on your behalf, you will have the chance to gain the maximum amount of compensation you need and deserve.

Gathering Evidence

If you give your auto accident attorney enough time, they can often gather large amounts of evidence on your behalf that will eventually pressure an insurance company into agreeing to a settlement offer that is far more fair to you and your needs. If given time, your attorney can examine many things, including:

  • Medical records
  • Police reports
  • Accident scene photos
  • Eyewitness accounts

By compiling information from these and other sources, your attorney can give an insurance company no choice but to provide compensation to you that will pay not only for medical treatment and lost income, but also for the extensive pain and suffering resulting from the accident.

Rather than let an insurance company get away with failing to properly compensate you after your car crash, rely on the expertise of a knowledgeable car accident attorney. By doing so, you’ll have peace of mind as well as the maximum compensation you need and deserve.